National Savings and Investment (NS&I) has announced the 2025 January winners.
Only two lucky winners get to claim the top million-pound prize with the first claimed by a winner from Liverpool with the bond number 492XB861312.
The owner’s winning bond was valued at £18,025 and was purchased in March 2022 with an overall holding of £37,025.
The second Premium Bond winner to claim £1 million is from Gloucestershire with bond number 601RW421962.
The winner has an overall holding of £50,000 with a winning bond worth £17,480 purchased in November 2024.
Amount of Premium Bond prizes in January
Every month only two winners take home £1 million but plenty of other prizes are available, with 71 people winning the second prize of £100,000 and 141 claiming £50,000.
You can check out the big winners for January via the NS&I website here.
- £1million – 2
- £100,000 – 71
- £50,000 – 141
- £25,000 – 284
- £10,000 – 590
- £5,000 – 1,177
- £1,000 – 12,573
- £500 – 37,719
- £100 – 1,280,509
- £50 – 1,280,509
- £25 – 2,376,161
![Your Local Guardian: Have you won a cash prize in this month's Premium Bond draw?]( "Your Local Guardian: Have you won a cash prize in this month's Premium Bond draw?")
Have you won a cash prize in this month’s Premium Bond draw? (Image: Getty)
How to check if you have won on Premium Bonds
You can check your account via the NS&I website.
Prize draws are conducted every month and prizes up to £1,000,000 are given away.
To find out if you have ever won a Premium Bonds prize, you will need to dig out your holder’s information and head over to the prize checker.
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You will need your holder’s number which you can find on your bond record, or in the app.
You can also use your NS&I number which you should be able to find on any communication about your bonds.
Premium Bonds are the UK’s biggest savings product, with more than 24 million people saving over £122 billion in them, according to Money Saving Expert.