With sky-high mortgage rates and average UK house prices reaching £282,000, home ownership may seems out of reach for many.
But it is still possible to nab a lovely property in the UK for a bargain. Here’s a selection of attractive homes across the country that are currently for sale with an asking price of £150,000 or under – including one for just £25,000.
Scotland for a song
Achaglass Cottage is a wonderfully rural detached stone cottage nestled within 10 acres of rolling countryside in the northern end of Kintyre in Argyll and Bute.
The two-bedroom property, which is in need of modernisation but on sale for just £150,000, is bursting with charm, and has a kitchen with Aga-cum-dining room, a formal sitting room with a log-burning stove and windows overlooking gardens. The surrounding land is made up of permanent pasture and an area of semi-ancient native woodland, all of which is bound by a combination of dry-stone walls and deer fencing.
Buy it: For sale with Robb Residential (robbresidential.com).
Bristol bargain
Fancy living in the centre of bustling Bristol? This delightful £150,000 ground floor studio apartment is set in a Grade-II converted almshouse, known locally as ‘the yellow castle’, and has period features throughout. Conveniently located just a short walk from Bristol Temple Meads station, Bristol University and Clifton, the living room overlooks the attractive communal gardens. There’s plenty of built-in storage, and a fold-down double bed helps to utilise the space even more effectively. Its good-sized kitchen has dual aspect windows, there’s a 999-year lease from 2007, and there’s no chain to contend with.
Buy it: For sale with Ocean Home (oceanhome.co.uk).
Welsh wonder
The average four-bed house in the UK costs £291,000 – but this cottage is on sale for just £25,000.
The property, which is in a rural spot in Carmarthenshire, just over half an hour from the beautiful Ceredigion coastline, has a front garden with a lawned area and rear courtyard with workshop outbuildings and an oil-fired central heating system.
Buy it: For sale with Paul Fosh Auctions (paulfoshauctions.com).
Cumberworth cottage corker
Located in the sought-after village of Lower Cumberworth in West Yorkshire, this £150,000 two-bedroom cottage with no chain is ideal for beautiful country walks and has the added bonus of good transport links nearby, including a train station. The market town of Huddersfield and riverside village of Holmfirth are around eight miles away. In very good condition throughout, it has a farmhouse kitchen, and a log-burning stove nestled within an exposed stone surround in the lounge.
Buy it: For sale with Home and Manor (homeandmanor.uk).
Yorkshire barn on a budget
Prospect Barn is a detached, Grade-II listed barn with panoramic views over Swaledale, in Richmond, North Yorkshire. The 18th-century, two-storey barn, which is on sale for £150,000, is currently used as a workshop and storage space, and has a stone slate roof. A pre-application states that the barn meets the location criteria for a home conversion or holiday letting, subject to a sensitive conversion. Further details are available.
Buy it: For sale with J.R Hopper & Co (jrhopper.com).
Crediton on the cheap
Set in a pretty, rural hamlet near Crediton in Devon, this £150,000 one-bedroom, stone ex-dairy that dates back a couple of centuries features an open-plan kitchen/sitting/dining room on the ground floor and an office and bedroom above. It is surrounded by footpaths and bridleways, ideal for exploring the local countryside. The attractive village of Morchard Bishop is nearby, with a pub, post office, garage and shop, sports club and primary school.
Buy it: For sale with Winkworth (winkworth.co.uk).
Cut-rate Wales
If you’re looking for a property that may have oodles of potential but is in need of a lot of TLC, here’s a doer-upper with a guide price of just £55,000. Set in the borough of Rhondda Cynon Taf in south-east Wales, which boasts five beautiful valleys and some beautiful landscapes, this three-bed end of terrace certainly needs more than a coat of paint, but has lovely views to the rear of the property.
Buy it: For sale with Sold (sold.co.uk).
Bristol for half price
Auctions can be a source of incredible bargains – but you won’t know until the gavel falls. This impressive two-bed apartment has had a spectacular guide price reduction to £150,000. It was previously listed with another agent for £295,000, but the vendors now require a quick auction sale. Located on the hall floor of one of Bristol’s most prominent and iconic landmarks, the striking Dower House at Stapleton, the property retains many original features and enjoys communal gardens, parking, a garage, lift and video-entry system.
Buy it: For sale with Hollis Morgan (hollismorgan.co.uk).
Glasgow for a steal
Creatives are flocking from London to Glasgow. It’s unsurprising when you consider how vibrant and artist-friendly it is – and that the cost of living is deemed 40 per cent cheaper than the capital, according to a comparison by the Expatistan website. Asking for offers over £135,000, this stylish and contemporary one-bed first-floor apartment on Renfield Street housed within a notable Ayrshire red sandstone-clad Victorian building, Renfrew Chambers, is just a ten-minute walk away from Queen Street Station. And there’s a Cineworld cinema complex and Glasgow Concert Hall directly over the road, plus plenty of restaurants and shops nearby, so you’re in the heart of city living.
Buy it: For sale with Slater Hogg (slaterhogg.co.uk).
Low-cost Belfast
Ideal for families, this three-bed £130,000 end-of-terrace home has a good-sized living room and generously proportioned kitchen/dining room. There’s solar panelling to aid electricity usage, a courtyard-style front garden and paved rear garden.
Buy it: For sale with Belvoir (belvoir.co.uk).
Suffolk for a snip
This £150,000 open-plan detached bungalow in the centre of Brandon in Suffolk will certainly turn heads with its charming, unusual design. Offered with no onward chain, it comprises a lounge/kitchen/bedroom plus a shower room, and it is beautifully presented throughout, with characterful wooden floorboards, tongue-and-groove wood panelling and other attractive touches.
Buy it: For sale with Molyneux Estate Agents (molyneuxestateagents.co.uk).
Island living for less
If you fancy getting away from it all, this £95,000 three-bedroom detached cottage with outbuildings on Westray, one of the Orkney Islands in Scotland, may fit the bill. With a resident island population of just 600, the surroundings won’t feel overcrowded. The property enjoys a beautiful shoreline location and has a large garden, with steps down to the foreshore. It is in the heart of the village of Pierowall, which has a heritage centre and 15th-century church. If you run out of sugar, you won’t need to catch the ferry, as there are two shops close by, as well as a primary and a secondary school.
Buy it: For sale with Lows Orkney (lowsorkney.co.uk).
Affordable Harrogate
This striking £125,000 studio apartment that’s part of a beautiful church conversion is conveniently located near a parade of shops and within easy walking distance of Harrogate town centre in Yorkshire. Retaining various period features, there is a well-maintained communal garden and two allocated parking spaces.
Buy it: For sale with Verity Frearson (verityfrearson.co.uk).
A Colchester cracker
Here £150,000 gets you a charming one-bed first-floor flat that is part of a grade-II listed building in the sought-after Lexden district of Colchester, Essex, within walking distance of the town centre and train station.It includes a 16ft living room and modern fitted kitchen. Offered with no onward chain.
Buy it: For sale with Michaels Property (michaelsproperty.co.uk).
London living
One way to get a property in pricey London is to buy a boat. Sure, it can be rather cramped and there’s ongoing maintenance, mooring fees (unless you’re continually cruising) and the vessel won’t increase in value like a traditional home, but you can be in the heart of the city for a fraction of the cost of a flat. Dutch barges are considerably larger than narrow boats and this one, Nova Cura, is 68ft long and 13ft wide. Built in 1924 and in very good condition, the £98,500 two-bed boat is moored at Poplar Waterside and Marina. Sold fully furnished, there’s a large roof area and a rear deck that provides al fresco entertaining space with wonderful views of the marina and Canary Wharf’s spectacular skyline.
Buy it: For sale with Aqua Vista (aquavista.com).
Inverness for less
You get the best of both worlds with this attractive one-bed ground floor apartment that has a quiet, countryside feel yet is within walking distance of all the amenities of the city centre. Situated at Stratherrick Park, Inverness, it has spacious, well-proportioned rooms overlooking the mature communal gardens. There is a sweeping private driveway and allocated parking spaces, and offers are invited over £140,000.
Buy it: For sale with Purple Bricks (purplebricks.co.uk).
Somerset surprise
This two-bedroom apartment – nestled in the village of Nunney, with its village shop, pub, medieval castle ruins and moat – is around four miles from Frome in Somerset. It has its own private entrance, generous accommodation and allocated parking. There are communal gardens and it is within walking distance of beautiful open countryside.
Buy it: For sale with Allen and Harris (allenandharris.co.uk).
